Insurance Tips

An Insurance Broker works for the client, not the insurance company. We represent you when it comes time to lodge a claim.

When buying new equipment, ensure you add it to your insurance policy. A review of your Insurance is a good idea every year, to keep abreast of the current Insurance market.

When selling products there is always a risk of faulty parts, unseen side effects and manufacturing faults beyond your control. Protect yourself and your business with Product Liability insurance.

Workplace accidents are not only bad for your employees, they can also be very expensive, for you, the business owner/director. As well as effective occupational health and safety, you should consider Statutory Liability cover. These policies cover you for Civil Fines and Penalties imposed by various authorities. Talk to us about the suitability of cover for your business.

Do you give advice in your business/profession? The courts have extended the definition of "Professional" in recent years to include a wide range of business occupations. Professional Indemnity covers you for Financial Losses incurred by others who rely on your opinion or advice.

FINANCIAL PLANNING ...

Purchasing quality financial advice can make a massive difference in the financial outcomes for a persons life, especially at important turning points in life such as retirement, finally paying off the mortgage, getting married or having children.

Financial planners help individuals plan their financial futures.

  • How are you going to save enough to enjoy a comfortable retirement?
  • Would you like to invest for your future but are not sure which direction to take?
  • Are you taking advantage of all of the benefits now available to you in planing your retirement?
  • What do you have to do today to put your children through the schools you want for them?
  • How can you pay off your mortgage more quickly and free up the cash you need to invest?
  • Can your affairs be structured to take greater advantage of the tax friendly strategies to help you save or invest more?
  • Do you have enough life insurance to pay out your debts and provide an income for your family if they lost you?

  • Have your prepared a will and an enduring power of attorney to protect your families assets?

SGP Financial Solutions Pty Ltd are a Corporate Authorised Representative of Millennium3 Financial Services Pty Ltd AFSL 244252 in relation to Life Risk Insurance, Superannuation and Financial Planning advice. Please refer to the Millennium3 Financial Services Guide and Privacy Policy.

Call SGP today to arrange an appointment that could significantly improve your life tomorrow.