Australian Financial Services Licence No. 246665

Insurance Tips

An Insurance Broker works for the client, not the insurance company. We represent you when it comes time to lodge a claim.

When buying new equipment, ensure you add it to your insurance policy. A review of your Insurance is a good idea every year, to keep abreast of the current Insurance market.

When selling products there is always a risk of faulty parts, unseen side effects and manufacturing faults beyond your control. Protect yourself and your business with Product Liability insurance.

Workplace accidents are not only bad for your employees, they can also be very expensive, for you, the business owner/director. As well as effective occupational health and safety, you should consider Statutory Liability cover. These policies cover you for Civil Fines and Penalties imposed by various authorities. Talk to us about the suitability of cover for your business.

Do you give advice in your business/profession? The courts have extended the definition of "Professional" in recent years to include a wide range of business occupations. Professional Indemnity covers you for Financial Losses incurred by others who rely on your opinion or advice.

Business and Commercial Insurance ...

Small and Medium sized businesses are now the fastest growing sector in Australia. While businesses in this sector face similar risks to larger corporations, the impact of a single event can devastate a small business.

At SGP, our Commercial Division is set up to provide the specific services that SME clients require. Our aim is to work with our clients to source the most precise cover at a competitive cost.

Each SME business is unique and there is no "one size fits all".  SGP listen to you to understand your unique needs.  We source competitive quotations from various insurers and recommend a program that suits you.

An SME dealing directly with a big insurer, when a claim occurs, is left to deal with the insurer on their own. There are many instances, where the SME is left with a battle on their hands which is both time consuming and frustrating. However as a client of SGP, without you having to resort to costly litigation, you can have confidence knowing that we understand our clients rights and the law governing insurance.

Contact the SGP Business and Commercial Insurance Division on (02) 4626 5022 or 1800 678 548 or Email to arrange an interview with one of our highly qualified and experienced staff.